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Your Local Saint James Independent Insurance Agency

Dowling Knipfing Klein Agency specializes in auto insurance, home insurance, life insurance, business insurance, and aviation insurance.

Dowling Knipfing Klein Agency has been servicing our clients as an independent agency for more than 50 years.

We are a full-service insurance agency providing a broad spectrum of appropriate coverages at competitive prices for both business insurance and personal insurance needs.

Our staff of experienced account executives will promptly provide you with quotations and explanations of the technical aspects of appropriate coverage.

We represent a vast number of insurance companies allowing us to choose the best company for each need. Service to our clients is our first priority.

Read what satisfied customers have said about Dowling Knipfing Klein Agency.
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Recent News & Updates

5 Insurance Considerations for Your Home Remodel

Posted: April 1, 2025

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...

Will My Health Insurance Cover Special Procedures?

Posted: March 25, 2025

Navigating health insurance coverage can seem like deciphering a foreign language, particularly when it involves special procedures. If you need a procedure that is not considered standard medical practice or within the scope of routine care by the health insurance industry, it is essential to understand how your health plan comes into play to be prepared and avoid surprises.  What Qualifies as a Special Procedure?...

What Women Should Know About Life Insurance

Posted: March 22, 2025

According to a recent study, not only is there a gender wage gap, but also a gender gap in life insurance coverage. Significantly fewer women than men have life insurance policies. Life insurance is a critical tool for financial planning and protecting your loved ones. Women are a vital part of the economy and are crucial to their families’ economic security. Nevertheless, many women overlook...

A Guide to LLC Insurance for Small Businesses

Posted: March 19, 2025

Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LLC can shield personal assets from business liabilities, it will not eliminate all risks. LLC insurance is essential to help your small business weather unexpected challenges, such as property damage, lawsuits, and other unforeseen events.  Why Do LLCs Need Business Insurance? While LLC...