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Your Local Saint James Independent Insurance Agency

Dowling Knipfing Klein Agency specializes in auto insurance, home insurance, life insurance, business insurance, and aviation insurance.

Dowling Knipfing Klein Agency has been servicing our clients as an independent agency for more than 50 years.

We are a full-service insurance agency providing a broad spectrum of appropriate coverages at competitive prices for both business insurance and personal insurance needs.

Our staff of experienced account executives will promptly provide you with quotations and explanations of the technical aspects of appropriate coverage.

We represent a vast number of insurance companies allowing us to choose the best company for each need. Service to our clients is our first priority.
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Recent News & Updates

A Retailer’s Guide to Loss Prevention

Posted: November 19, 2024

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer loses a certain amount of inventory due to damage, employee theft, and shoplifting. These losses affect your business’s bottom line and your livelihood. In a world...

Driving Safety Tips as Daylight Savings Ends

Posted: November 16, 2024

Fall and the end of daylight savings time is upon us once again. As the clocks are turned back an hour, you can expect your normal sleeping patterns to be disrupted for about a week before they return to normal, as the amount of sunlight in a day is less. Driving to work or around town could be just that much more challenging. Here are some...

Healthcare Fraud: What to Look for & How to Prevent It

Posted: November 10, 2024

Your health is among life’s most valuable assets. We trust doctors and medical workers to look after us and ensure we stay well. When your medical information is used to commit fraud, it can impact your financial health. Additionally, an already strained health system is abused for nefarious purposes. We can protect ourselves and our community by knowing how to spot and prevent healthcare fraud. ...

What Are My Life Insurance Premium Options?

Posted: November 7, 2024

Life insurance is one of the most effective ways to protect your loved ones from financial trouble if you suddenly pass away. But what type of policy is best for you and your budget? There are several general categories of life insurance. These life insurance policies can be evaluated based on the cost of monthly premiums. Some are fixed premium policies—the premiums do not increase...